Most Affordable Areas in UK 2026
The top 20 postcode districts in UK ranked by affordability score combining house prices, rent, and council tax. The UK average affordability score is 50.
1
TD9Galashiels
Cumberland
100
Affordability Score
85
2
LL66Llandudno
Isle of Anglesey
100
Affordability Score
68
3
NP24Newport
Caerphilly
100
Affordability Score
68
4
DL4Darlington
County Durham
100
Affordability Score
66
5
CF43Cardiff
Rhondda Cynon Taf
100
Affordability Score
63
6
DL17Darlington
County Durham
100
Affordability Score
63
7
TS29Cleveland
County Durham
100
Affordability Score
58
8
HU2Hull
Kingston upon Hull, City of
100
Affordability Score
47
9
BB3Blackburn
Blackburn with Darwen
100
Affordability Score
41
10
L28Liverpool
Knowsley
100
Affordability Score
41
11
TS3Cleveland
Middlesbrough
100
Affordability Score
39
12
CF42Cardiff
Rhondda Cynon Taf
99
Affordability Score
74
13
LL41Llandudno
Gwynedd
99
Affordability Score
73
14
CF45Cardiff
Rhondda Cynon Taf
99
Affordability Score
70
15
LL38Llandudno
Gwynedd
99
Affordability Score
70
16
CF40Cardiff
Rhondda Cynon Taf
99
Affordability Score
69
17
CF41Cardiff
Rhondda Cynon Taf
99
Affordability Score
68
18
NE17Newcastle upon Tyne
Gateshead
99
Affordability Score
60
19
SR8Sunderland
County Durham
99
Affordability Score
60
20
TS24Cleveland
Hartlepool
99
Affordability Score
54
UK Summary
20Ranked
50UK Avg
2231Total Districts
Frequently Asked Questions
What are the most affordable areas in UK?
The top most affordable areas in UK are TD9 (Galashiels), LL66 (Llandudno), NP24 (Newport). These areas are ranked by affordability score combining house prices, rent, and council tax.
Is TD9 Galashiels a good area?
TD9 Galashiels scores 85/100 on PostcodeScore, ranking #1 for most affordable areas in UK.
How are the most affordable areas in UK calculated?
Rankings are based on the Affordability Score derived from official data sources including police crime data, Land Registry, Ofsted, and ONS statistics. Each district is scored 0-100 across 8 domains.